Epson Printer Makes Banking a Breeze


Bank tellers handle a wide variety of office processing routines including scanning and printing out checks and entering data from customer ID cards. The Epson PLQ-22CSM is designed to address these needs and efficiently perform the routines of scanning, computer data entry, and document printing.

Product of customer feedback

Efforts to digitize the processing of checks, business forms, and other printed documentation have become a predominant trend among banks and other financial institutions worldwide, so scanners have become an essential tool. Banks typically need the information on both sides of bank checks, depositor passbooks, and other printed materials, and cannot afford the leisure of scanning just one side at a time. The Epson PLQ-22CSM rolls a magnetic reading head, printing mechanism, and dual-sided scanner all into the same document feeder path. It thus has the capacity to quickly perform a series of complex actions in a single pass: for example, reading the magnetically encoded data in a bank check, printing a processing timestamp, and then performing a dual-sided scan.


Simple, yet clever design

Serial-impact dot-matrix printers (SIDMs) utilize a printing method that involves striking an ink ribbon with multiple wire tips that protrude from a print head. Such printers are able to print on a wide range of media of different thicknesses, from the thin-paper copies of receipts to bank passbooks in bound-pamphlet form. The secret behind this ability to print on materials of such widely varying thicknesses is in the platen, the component that takes the force from the wires in the dot-matrix print head. Because the spring-mounted platen adjusts up or down depending on the thickness of the media sandwiched between it and the guide rollers adjacent to the print head, it is able to absorb variations in media thickness and facilitate printing with zero change in print quality.


Packing essential features for sweeping gains in efficiency


The Epson PLQ-22CSM is equipped with passbook magnetic stripe read and write (MSRW) in addition to magnetic ink character recognition (MICR) capabilities that read magnetic text printed on checks and other documents. It can read both magnetic stripe and magnetic ink data with a single head and enables bank service windows to handle a wide range of media, from checks to depositor passbooks.



The amount of digital data generated by a scan operation is typically huge. Untold numbers of customers visit banks and post offices every business day. Storing scanned data on each and every customer presents a significant burden. To accommodate demand for office equipment that presents less of a load to data servers, the Epson PLQ-22CSM has been equipped with the ability to perform simple scans only of essential data. For instance, if only the barcode and photo on a customer's ID card are needed, it can scan that information only and ignore the rest. Furthermore, it can even store scanned barcode and photo data in separate files.

Recognizes hard-to-read text

Sometimes, magnetic heads are unable to read magnetic text of poor print quality. For those situations, the Epson PLQ-22CSM has help in the form of optical character recognition (OCR) through its built-in scanner. In addition to its RGB light source, it is also equipped with an infrared (IR) light source. Because IR is sensitive only to carbon, it is possible to eliminate backgrounds and other superfluous information and highlight magnetic print without the use of software-based image-processing technology.

Design ingenuity

view finder

If you look closely at the photo, you can see a card-size impression in the middle of the feeder tray. In countries where people carry an ID card for personal identification purposes, banks and other service locations often need to scan and store their card information. Since bank tellers and other office staff are very busy with customer service, this slot allows them to easily insert and scan ID cards and removes the hassle of precisely setting cards on a scanner surface and keeping their eye on the printer each and every time.

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